Insurance Rates Plan Year November 1, 2007 - October 31, 2008

Health Insurance

Total
Cost

College
Contribution

Employee
Contribution

Personal Choice High      

Single

$ 521.73
$ 417.62
$ 104.11

Parent/Child

1,022.65
737.10
285.55

Parent/Children

1,120.86
737.10
383.76

Employee/Spouse

1,315.86
839.42
476.44

Family

1,414.21
899.97
514.24
 
Personal Choice Low
 
Single
$ 488.38
$ 417.62
$ 70.76
Parent/Child
957.61
737.10
220.51
Parent/Children
1,050.75
737.10
313.65
Employee/Spouse
1,230.04
839.42
390.62
Family
1,323.23
899.97
423.26

Keystone POS

Single

$ 433.74
$ 417.62
$ 16.12

Parent/Child

768.07
737.10
30.97

Parent/Children

768.07
737.10
30.97

Employee/Spouse

996.30
839.42
156.88

Family

1,281.51
899.97
381.54

Keystone HMO

Single

$ 417.62
$ 417.62
$ 0.00

Parent/Child

739.52
737.10
2.42

Parent/Children

739.52
737.10
2.42

Employee/Spouse

959.27
839.42
119.85

Family

1,233.90
899.97
333.93

Please Note:

All College Contributions indicated include the $90 budget plus an additional medical subsidy. Employees who waive health insurance through the College will receive the $90 per month budget as additional earnings.

All Employee/Spouse and Family costs and contributions also apply to Single with Domestic Partner and Family with Domestic Partner coverage.

 

Dental Insurance (Delta Dental)

Single Coverage is provided at no cost to eligible employees.

Total
Cost

College
Contribution

Employee
Contribution

Single

$ 28.27
$ 28.27

$ 0.00

Parent/Child

60.42
28.27
32.15

Parent/Children

94.49
28.27
66.22

Employee/Spouse

60.42
28.27
32.15

Family

94.49
28.27
66.22

 

Life Insurance

Employee/Spouse/Domestic Partner Rates per $10,000

 Age as of November 1, 2006

Monthly Rate

Under Age 30

$0.72

Age 30-34

$0.83

Age 35-39

$1.12

Age 40-44

$1.78

Age 45-49

$2.99

Age 50-54

$4.77

Age 55-59

$7.57

Age 60-64

$9.54

Age 65-69

$15.24

Age 70-74

$26.93

Over Age 74

$45.63

All Children Ages 15 days to 19 years old. Rates per $10,000 (one rate for all children enrolled)

 Amount of Coverage

Monthly Rate

$2500

$0.37

$5000

$0.73

$7500

$1.09

$10000

$1.44