*** Independence Blue Cross Health Insurance Coronavirus Updates ***
Bryn Mawr College provides medical and vision benefits to full-time and part-time staff members who are scheduled to work at least the equivalent of 26 hours per week (52 weeks per year, or 1,352 hours annually). Please refer to the Benefits Guidebook, Handbooks and Policies and other provided plan documentation for complete details. You may also contact Human Resources with any questions.
If you have problems accessing linked documents on this page, email mrjohnson@brynmawr.edu for assistance.
Medical Insurance
Medical insurance is provided through Independence Blue Cross. Plan options and costs are in the Benefits Guidebook.
International Insurance Issues
Different rules apply when using medical insurance outside the United States. Find out more about your coverage on the International Insurance Issues page when working, traveling or living abroad.
Health Savings Account
If you enroll in the High Deductible Health Plan, you will be eligible to open a Health Savings Account (HSA). An HSA allows you to save pre-tax money through payroll deductions and to use those funds to pay for qualified medical expenses for you and your family.
- An HSA is a bank account that is controlled by you.
- You will never forfeit money you have deposited (unused funds roll over year after year).
- You may keep your account if you ever leave Bryn Mawr College.
- The maximum amount that you can contribute to your HSA in 2021 is $3,600 (up from $3,550 in 2020) for employee only coverage and $7,200 (up from $7,100) for all other coverage tiers. Special rules apply if you cover a non-tax dependent.
- When you enroll in the High Deductible Health Plan with Independence, an HSA account will automatically be set-up for you with HealthEquity.
- If you are age 55 or over, you can make a $1,000 annual “Catchup” contribution.
Telehealth
For quick, convenient access to a provider while you are at the office, or on the go, you can use Telehealth, a telemedicine service. Board certified doctors and pediatricians are available by secure video, phone, or mobile app... anytime, anywhere... and can treat non-emergency medical conditions such as:
- Colds and flu
- Allergies
- Asthma
- Pink eye
- Ear infections
- Sinus problems
- Respiratory infections
- Joint aches and pains
- Vomiting and nausea
- And more
Telehealth visit charges are based on the PCP copay for the applicable plan. For the HDHP, the charge before the deductible is met is $40.
*** Per Independence Blue Cross, Telemedicine copays will be waived through December 31, 2020. For high deductible health plans (HDHP), it will be covered before deductible. Complete details are HERE. ***
ACTIVATING TELEHEALTH - Don't Wait Until You're Sick...
- Text IBX to 635483 to chat with a virtual assistant who will help you sign up (message and data rates may apply)
- Download the MDLIVE app on your smartphone
- Visit mdlive.com/ibx
- Call 877-764-6605
Terms of Use: https://www.mdlive.com/terms-of-use
Privacy Policy: https://www.mdlive.com/privace-policy
Ovia
Ovia is a maternity and family benefit designed to assist you through the parenthood journey. With Ovia Health, you’ll have access to enhanced, personalized health and wellness features to help you navigate infertility, sexual health, birth planning, preterm delivery, mental health, breastfeeding and more. To learn more download the Ovia app that is right for you... Ovia Fertility, Ovia Pregnancy or Ovia Parenting. When signing up with your email choose, “I have Ovia Health as a benefit” before clicking “Sign-up.”
Propeller
Propeller aids employees in effectively treating chronic respiratory disease. By simply attaching the Propeller sensor to your inhaler, you can gain a better understanding of your triggers and what may be causing your symptoms. Propeller works alongside your current treatment plan and helps reduce the hassle of managing asthma and COPD.